Your home is probably the most expensive purchase you will make in your lifetime. To protect this important asset, you want to ensure you have the best homeowners insurance policy in place – with the highest level of protection – at a reasonable price. Your mortgage holder will, in most cases, require you to have this insurance, but you have options. At Ruiz Insurance in Wheeling, West Virginia, we work with our local clients to identify the homeowners insurance policy that will best protect you in a wide range of unexpected events.
When life throws you a curveball and your home is damaged, your homeowners policy will suddenly become extremely important. Most people have not taken the time to read the small print on a policy, and even if they try, the legalese can be difficult to understand. At Ruiz Insurance, we do the heavy lifting for you. We explain what the policy means in plain language, and how one policy may be better than another.
For example, will your personal possessions be replaced? Are you protected against vandalism or theft? Will you have access to funds for accommodations if your home has become unlivable? What if someone was to get hurt on your property? How much will you be paying out-of-pocket for your deductible? Let one of our local agents work closely with you to find the best homeowners insurance plan to suit your individual needs.
You may have other structures such as a boat dock or tool shed that needs to be protected. There are many different types of coverages on a homeowners policy, and it’s crucial that you understand all aspects of your policy.
Protect your greatest investment with a homeowners policy that makes sense. Call today and speak with one of our friendly staff to schedule an appointment at a time that is convenient for you, including off-work hours. We are always happy to review your current homeowners insurance policy and help you discover whether there is better coverage available at a lower cost. It is nice to know you have a local agent to call whenever you need help. We live and work right here in Wheeling, and are always only a phone call away when you need us.
Ruiz Insurance offers free, comparative quotes on Homeowners Insurance from multiple insurance carriers so you can get the best possible rate.
Want to see how much we can save you? Just request a quote to find out.
September is Life Insurance Awareness Month.
It’s the perfect time to remind ourselves to plan ahead for the ones we love.