Business owners in the Wheeling area face challenges every day but gain great satisfaction in what they do. Typically, a small or medium-sized business requires the owners to work long hours, wear multiple hats, and are key to the continued growth and success of the enterprise. Business owner's policy insurance is a program that allows these businesses to get the coverage they need, bundled together for affordability and simplicity.
A combination policy, or BOP (business owner’s policy), combines several coverages to simplify and streamline the process of avoiding risk. These policies typically combine property and general liability coverage and are very practical for small businesses.
Commercial business owner's policy insurance is appropriate for larger or more complex business operations, as these policies provide a wider scope of insurance options as well as higher limits. At Ruiz Insurance in Wheeling, West Virginia, our skilled team of agents is always on-call to assist our local business owners with getting the full insurance protection they need to protect against risk. Every enterprise is different and has unique insurance needs. Our team is available off-business hours, as well as on the weekends, and can review your current policies to determine if you have adequate coverage.
New insurance products may come on the market with higher levels of protection at a lower cost, and we seek out what we consider to be the best business owner’s insurance policies for local businesses. As business owners ourselves, we know how much the bottom line matters. Call us for the help you need.
Ruiz Insurance offers free, comparative quotes on Business Owners Package Insurance from multiple insurance carriers so you can get the best possible rate.
Want to see how much we can save you? Just request a quote to find out.
September is Life Insurance Awareness Month.
It’s the perfect time to remind ourselves to plan ahead for the ones we love.