There is a lot more involved in making wine than growing grapes, as every winery and vineyard owner is aware. Sophisticated vineyard and winery operations involve equipment management, staffing, marketing, oenology, viticulture, and insurance.
Vineyards and wineries face unique risks, such as extreme weather, wine spoilage and leakage, chemical drifts, and liability claims. These industry-specific risk exposures require customized insurance solutions. Our agents at Ruiz Insurance in Wheeling, West Virginia, are well-versed in the unique insurance needs of vineyard and winery owners, and we can tailor a custom insurance package to protect your enterprise against a range of potential risks.
Insurance Coverage for Vineyards & Wineries
Vineyards and wineries have unique risk exposures and need customized coverage for every area of the business. As a winery or vineyard owner, you may need a package that includes:
General liability (GL) insurance
Liquor liability insurance
Contamination and spoilage coverage
Equipment breakdown coverage
Coverage for wine in storage or in transit
Pollution liability (chemical drift) insurance
Product recall coverage
Commercial auto insurance
Workers’ compensation insurance
Cyber liability insurance
Employment practices liability insurance (EPLI)
Cost of Vineyard & Winery Insurance
The cost of an insurance package for your vineyard or winery can be impacted by a range of factors, including the location of your business, risk exposure, coverage options, policy limits, property value, number of employees, number and types of vehicles, and other variables. Our knowledgeable local agent at Ruiz Insurance in Wheeling, West Virginia, will work with you to ensure that your vineyard or winery has full protection for every area of the business, and will help you find the lowest available rates.
Ruiz Insurance offers free, comparative quotes on Vineyard & Winery Insurance from multiple insurance carriers so you can get the best possible rate.
Want to see how much we can save you? Just request a quote to find out.
September is Life Insurance Awareness Month.
It’s the perfect time to remind ourselves to plan ahead for the ones we love.