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What is Renters' Insurance and Why Do I Need It?

What is Renters' Insurance and Why Do I Need It?

If you’re getting ready to rent an apartment, you’ve probably got a long list of things to do before you move. You’ll want to add “get renters' insurance” to your to-do list along with ensuring you've packed everything you need and signed all the right paperwork. Yes, your landlord has an insurance policy, but it most likely won’t cover your belongings in case of a...

How to Protect Your Bike from Theft

How to Protect Your Bike from Theft

Whether you’re a hardcore biking enthusiast or more of a casual cruiser, riding your bike is a great way to enjoy the outdoors – and a healthier way to get around, too. After each ride, it’s important to remember to lock your bike up so thieves can’t steal it. Close to two million bicycles are stolen each year, according to bike registry Project 529.  And...

Home Insurance for Rental Properties: What You Need to Know

Home Insurance for Rental Properties: What You Need to Know

Many people who own homes today rent them out to others. If you are renting out your home, whether on a short-term or a long-term basis, it is essential to understand that your homeowners insurance may not cover losses incurred while the property is being rented. The following is information about insurance coverage for renting out a residence in different scenarios. Short-Term Rentals of a...

Millennials and Home Insurance

Millennials and Home Insurance

More millennials are buying homes these days, as opposed to renting. By the end of 2018, this generation represented 45% of all new home mortgages, as stated in a Housing Wire article. One thing is certain, whether renting or purchasing a condo or a house, millennials need home insurance to protect them against damage to or loss of their property and against liability. Renters Insurance Your...

The Five Types of Insurance Every College Student Needs

The Five Types of Insurance Every College Student Needs

Parents face many challenges in preparing a child for college. The process generally starts in the junior year, including monitoring grades, applying for scholarships and grants, and visiting various college campuses. The focus on college can become an all-consuming task. Once a college is chosen, and your child is accepted, a new set of challenges arises.  One neglected area to add to the college "to-do"...